First Time Homebuyers Program

First Time Homebuyers Program (FTHB)

FTHB provides loans for down payment and closing cost assistance to First-Time Homebuyers who are low and moderate-income (Income may not exceed 80% of Area Median Income ) residents or persons working in the Prince William Area (Prince William County, the City of Manassas or Manassas Park) through the use of federal funding.

Funding for the FTHB Program is made available from annual allocations of federal funding from the Home Investment partnership (HOME) program. First trust financing is available for eligible participants through local private lending institutions who are approved by Virginia Housing Development Authority (VHDA).

The Office of Housing and Community Development will accept and process FTHB applications during open application periods subject to funding availability. FTHB funds will be reserved on a first-come first-served basis only upon successful completion of all phases of the application and purchase process as outlined in the program. When funds allocated for the year are depleted all approved applications will be closed and offered the opportunity to re-apply during the next application period.

First-Time Homebuyer: Persons, individuals, families or households cannot have purchased or had ownership interest (own, purchase, co-sign on a loan, inherit, etc. regardless of whether they lived in the property) in a home or other residential property within the last three years anywhere in the United States, foreign land or country.

Credit Score: All borrowers must have a minimum credit score (middle score) as determined by VHDA.

If you need more information regarding the First-Time Homebuyer (FTHB) Program email Elizabeth Funes or contact by phone at (703) 492-2303.

FTHB Program Forms and Links:

FTHB Self-Readiness Self-Check

Virginia Cooperative Extension FTHB Flyer

Lender Participation List for FTHB

FTHB Flyer:

FTHB Flyer - English - June 2024

FTHB Flyer - Spanish - June 2024

Ways to Submit an Application -

Option 1 (Preferred): Online Application -

To apply for the First-Time Home Buyer Program (FTHB) electronically, you must click on the link below.

Link: https://portal.neighborlysoftware.com/PRINCEWILLIAMCOUNTYVA/Participant

Option 2: Download and Deliver -

If you choose to download the application, please submit to Elizabeth Funes upon completion by delivering the complete application and required document packet by mailing to the address listed below:

Dr. A.J. Ferlazzo Building

15941 Donald Curtis Dr., Suite 112

Woodbridge, VA 22191

FTHB Application Packet - June 2024

Option 3: Traditional Mail -

If you are unable to submit an application electronically or wish to be provided with a paper application, you may call Julie Roane 703-792-7538 and leave your contact information to receive an application by mail.